Financial clarity
shouldn't be a privilege.
Steady Wealth is a private financial assessment tool built for everyday Indian households. No advisors. No commissions. Just honest numbers and a clear path forward.
Most people are flying blind financially.
Not because they don't care — but because the tools, advice, and language of personal finance were never designed for them.
Advice is gated
A good financial advisor costs around ₹50,000 a year — and that's before you trust them with your numbers. Most people just go without.
Generic tools miss the context
Most calculators are built for the West. They don't understand equity, bonds, gold, real estate, or India's tax system. The numbers just don't add up.
Privacy is an afterthought
Cloud-based finance apps store your bank data, income, and debts on their servers. That's a risk most people don't realise they're taking.
“We couldn't find an honest, India-specific tool that answered the simple question: am I financially okay?”
Between us, we had deep knowledge of Indian personal finance — the instruments, the benchmarks, the decisions that actually matter for households here. But that knowledge lives mostly in closed rooms: expensive advisors, elite networks, jargon-heavy content that assumes you already know what you're doing.
We believed the right tool, built for the right context, changes how people relate to their money. Not a generic calculator retrofitted for India — something built from scratch around equity, bonds, gold, real estate, SIPs, and EMIs — and the real financial pressures Indian households face. Something that makes rigorous financial analysis feel simple, honest, and actionable.
So we built the thing we wished existed. No jargon, no commissions, no agenda — just an honest picture of where you stand and what to do next.
— The Steady Wealth Team
A complete financial picture — with nothing left out.
Most people have a rough sense of their finances but no real measure of it. Steady Wealth changes that. You answer a structured set of questions about your money, and we give you back something you can actually act on.
Your Freedom Score
A single 0–100 number that measures how financially secure, flexible, and prepared you really are. Not a guess — it's calculated from your actual income, savings rate, debt load, net worth, and insurance coverage. One score, five dimensions, no ambiguity.
Financial Health Analysis
We run a structured assessment across every layer of your financial life: what you earn, what you spend, what you owe, what you own, and how protected you are. Then we rank exactly what's hurting your score most — so you know where to focus first.
Goal-Based Planning
Retirement. A home. Your child's education. We take the goals that matter to you and check them against your real numbers. You see which goals are on track, which need attention, and precisely how much you'd need to invest each month to get there.
The result isn't a dashboard you'll ignore. It's a ranked list of exactly what to fix, in the order that matters most.
Built with conviction.
Clarity over complexity
We translate financial jargon into plain language. If a 25-year-old with no finance background can't understand it, we rewrite it.
Privacy by design
Your data never leaves your browser. No accounts required to run an assessment. No servers, no sync, no risk.
India-first thinking
Every assumption, instrument, and benchmark is calibrated for Indian households — not copy-pasted from a US tool.
Insight with action
We don't just score you. Every result comes with prioritised steps you can actually take this week.
We speak the language of Indian finance.
Indian households invest differently, save differently, and think about risk differently. Steady Wealth is calibrated for that — not retrofitted from a Western template.
From equity and gold to SIPs and EMIs, from insurance benchmarks to tax-advantaged instruments — every number reflects Indian market realities.
Ready to know where you stand?
Run your full financial health check in under 5 minutes. No sign-up required. Your data never leaves your device.